Tera Labs LLC is a software company focused on building privacy-first mobile applications. Your data stays on your device — not on our servers.
We design our apps to work entirely on-device, with no cloud dependency, no tracking, and no third-party analytics.
Every app we build stores data locally on your device using Apple's native frameworks. We don't operate servers that receive, process, or store your personal information. This isn't a marketing claim — it's how the code is architected.
We build exclusively with SwiftUI, SwiftData, and Apple's latest frameworks. No cross-platform compromises. Our apps are designed to feel like a natural extension of your iPhone and Apple Watch.
We ship apps that do one thing exceptionally well. No feature bloat. No unnecessary complexity. Every feature starts with the question: can this work without leaving the user's device?
Tera Labs LLC is a registered company in the United States. We publish clear privacy policies, respond to every support request, and never hide behind vague terms. If you have a question, we answer it.
Privacy-first tools that give you control without compromise.
A fully on-device budgeting app for iOS. No bank sync. No cloud servers. No account required. Your finances stay on your device — always.
Focused tools for managing your money — without handing your financial life to a third party.
See exactly how much you can spend today based on your budget and upcoming bills.
Up to 6 insight cards that surface patterns in your spending, ranked by relevance.
Personalise TYM with 12 colour themes and 10 font styles.
Log expenses and check your safe-to-spend balance from your wrist.
6-month charts showing your spending by category over time.
Set savings targets with amounts and dates. Track your progress.
Unused budget from one month carries into the next automatically.
Set due dates for bills and get reminded — all processed locally on your device.
Secure TYM with your device passcode or Face ID.
Effective date: April 17, 2026 · Last reviewed: April 2026
Summary: TYM is designed so that your financial data is stored only on your device. Tera Labs LLC does not operate servers that receive, store, or process your personal or financial information.
Tera Labs LLC is the developer of TYM — Track Your Money, available on the Apple App Store. References to "we," "us," or "Tera Labs LLC" in this policy refer to Tera Labs LLC as the developer and publisher of TYM.
By design, TYM does not collect, transmit, or store any of the following through Tera Labs LLC-operated infrastructure:
We do not operate any server, database, or backend service that receives data from TYM users.
All information you enter into TYM — including transactions, categories, budgets, payment methods, savings goals, and app settings — is stored locally on your device using Apple's SwiftData framework. This data does not leave your device unless you explicitly choose to export it or enable iCloud sync.
Apple may provide Tera Labs LLC with aggregate, anonymized download and crash statistics through App Store Connect. This data does not include any personally identifiable information and is governed by Apple's Privacy Policy.
TYM users may optionally enable iCloud sync. When enabled, your TYM data is synchronized through your personal Apple iCloud account via Apple's infrastructure. Tera Labs LLC has no access to data stored in or transmitted through iCloud. You may disable iCloud sync at any time through your device settings.
TYM does not require or offer user account creation. No registration, login, or personal information is required to use the app.
TYM does not connect to or retrieve data from any bank, financial institution, or third-party financial data provider. All transactions are entered manually by the user.
TYM offers optional subscriptions through the Apple App Store. All payment processing is handled entirely by Apple. Tera Labs LLC does not receive or store your payment information.
TYM does not incorporate any third-party analytics, advertising, tracking, or data collection SDKs.
TYM is not directed at children under the age of 13. Because TYM does not collect personal information from any users, it does not collect personal information from children.
TYM relies on Apple's device security model, including device encryption, to protect locally stored data. Tera Labs LLC does not operate servers that could be compromised to expose user data.
We may update this Privacy Policy from time to time. Changes will be reflected by the "Last reviewed" date above. Material changes will be noted in TYM's App Store release notes.
If you have questions about this Privacy Policy, contact us at akay@teralabsllc.com.
Questions, issues, or feedback about TYM — send us a message and we'll get back to you.
General inquiries
Tera Labs LLCApp support
TYM — Track Your MoneyOpen TYM → Settings → tap "Upgrade to Pro" → scroll to the bottom → tap "Restore Purchases." Make sure you are signed into the same Apple ID used for the original purchase.
If you have not enabled iCloud sync, deleting TYM will remove your locally stored data permanently. We recommend enabling iCloud Backup as a precaution.
Go to iPhone Settings → tap your name → Subscriptions → TYM Pro → Cancel Subscription. You retain Pro access until the end of the current billing period.
Yes. TYM is designed for both iPhone and iPad. The iPad version uses a sidebar layout for the larger screen.